After a car accident, people rightfully expect that the insurance company will treat them fairly and provide them with compensation for their accident-related losses. Unfortunately, all too often, victims have to fight for the compensation they deserve under California law when they should be focusing on their mental and physical recovery. To understand why insurance companies deny claims and offer lowball settlements, it’s helpful to consider their business model. Fundamentally, insurance companies make money by collecting more in premiums than they pay out in claims. As a result, they do everything they can to deny claims or settle them for as little as possible. Some of the more common reasons insurance companies deny claims include: Liability disputesLack of medical documentationCategorizing your injuries as a pre-existing conditionFailure to get treatment right…

Running a red light is one of the most dangerous things a driver can do. Unfortunately, most drivers have stepped on the gas to “beat” a yellow light a little too late and blown through an intersection while the right was red. Fortunately for victims, when drivers who run red lights cause accidents, they are typically entitled to compensation under California law. What Makes Running Red Lights so Dangerous? Traffic signals are typically at intersections, many of which involve streets with traffic traveling perpendicularly. A red light, of course, is an indication to stop and let traffic on the other street travel forward. When a driver runs a red light, he or she runs the risk of T-boning a driver that is completely unprepared to stop or avoid them. After…

After a car accident, always do a quick self-assessment to see if you might have suffered injuries. In some situations, injuries will be clear, and you might need an ambulance ride. In others, you might not be sure whether you should go to the emergency room after you are okay to leave the scene of the crash. It is always a good idea to get checked out in the ER and to know what to expect. First, doctors will ask about your symptoms if you are able to answer questions. They might perform diagnostic tests depending on the symptoms you’re presenting. These can include: MRIsX-raysCT scansVisual examinations of woundsConcussion protocol tests If they diagnose injuries, your ER treatment will vary depending on the nature of your injuries. You might need…