
Why Would the Insurance Company Deny Your Car Accident Claim?
After a car accident, people rightfully expect that the insurance company will treat them fairly and provide them with compensation for their accident-related losses. Unfortunately, all too often, victims have to fight for the compensation they deserve under California law when they should be focusing on their mental and physical recovery. To understand why insurance companies deny claims and offer lowball settlements, it’s helpful to consider their business model. Fundamentally, insurance companies make money by collecting more in premiums than they pay out in claims. As a result, they do everything they can to deny claims or settle them for as little as possible. Some of the more common reasons insurance companies deny claims include: Liability disputesLack of medical documentationCategorizing your injuries as a pre-existing conditionFailure to get treatment right…