Prop 213: Only One of Many Reasons to Have Proper Car Insurance
If you are in a car crash and another driver is at fault, the other driver’s insurance should cover your losses, and your own insurance generally would not come into play at all. In fact, if you did not have the minimum car insurance required in California, you might not be concerned, since you were not at fault. However, Californians can feel adverse effects from not having insurance even if they did not cause an accident. Proposition 213 changed the law in California to prevent uninsured drivers from collecting non-economic damages in car accident claims, even though someone else was at fault. This is an incentive to ensure that all drivers are properly insured, and the law also effectively deprives uninsured car accident victims of significant compensation in many cases.…
