Prop 213: Only One of Many Reasons to Have Proper Car Insurance
If you are in a car crash and another driver is at fault, the other driver’s insurance should cover your losses, and your own insurance generally would not come into play at all. In fact, if you did not have the minimum car insurance required in California, you might not be concerned, since you were not at fault. However, Californians can feel adverse effects from not having insurance even if they did not cause an accident.
Proposition 213 changed the law in California to prevent uninsured drivers from collecting non-economic damages in car accident claims, even though someone else was at fault. This is an incentive to ensure that all drivers are properly insured, and the law also effectively deprives uninsured car accident victims of significant compensation in many cases.
Economic damages from car crashes include medical bills, lost income, and other damages tied directly to monetary losses. On the other hand, the non-economic damages barred by Prop 213 can include:
- Physical pain and suffering
- Mental and emotional trauma
- Permanent impairment, disability, or disfigurement
- Loss of enjoyment of life
If you suffer a severe or catastrophic injury in a crash, your non-economic damages can be substantial. For example, a spinal cord injury that causes permanent paralysis can result in significant pain and suffering and will change your life forever. In order to receive the compensation you deserve for your intangible losses, you need to make sure that you have the proper car insurance coverage first.
A Car Accident Lawyer in Beverly Hills Can Help
The Beverly Hills car accident attorneys at Jalilvand Law want everyone to have the insurance coverage they need to be fully protected in the event of a crash. If you need any type of assistance following an accident, please call 310.478.5800 or contact us online.